Financial Basics
A Money-Management Guide for Students

Author

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Susan Knox is a CPA, ret., financial planner, and has a long association with higher education. She taught accounting at Franklin University and was an administrator at The Ohio State University, serving as director of Internal Auditing, assistant to the provost, and associate university treasurer.

As associate university treasurer, she had responsibility for student aid accounting, student loans collections, fees and deposits, systems development, cash management, and short-term investments. As assistant to the provost, she had budgetary responsibility for the eighteen colleges of the University.

She left Ohio State to start her CPA firm specializing in personal financial planning and taxes. She earned a Certificate in Educational Achievement for Personal Financial Planning from the American Institute of Certified Public Accountants. Her clients frequently characterized her as a careful listener, nonjudgmental observer, and teacher. She believes those qualities translate into the tone of Financial Basics.

 After Susan and her husband moved to Seattle, she was consulted by a private student loan agency whose staff was concerned about students borrowing money without having much financial experience. They wanted to talk with a financial planner about how they could help their student borrowers become more informed. After hearing about problems their borrowers had encountered, she thought if she could write a book that would reach students before they begin to make significant financial decisions and give them simple, common-sense information about money, it might prevent students from making mistakes that could haunt them for the rest of their lives. She hopes that Financial Basics will put students on the path to making smart financial decisions and to becoming masters of their financial lives.

Praise for 1st Edition

This book is a must-have for all incoming freshmen

“This book is a must-have for all incoming freshmen or for anyone who wants to finally learn the true basics...

—Anne H. Chasser, Commissioner, United States Patent and Trademark Office

1st Edition
2016-07-19T17:33:20+00:00

—Anne H. Chasser, Commissioner, United States Patent and Trademark Office

“This book is a must-have for all incoming freshmen or for anyone who wants to finally learn the true basics of personal finance. By sharing her story and stories of others, Susan Knox has made the journey in successful money management real and understandable.”

Financial Basics is essential reading for any student

“Susan Knox’s Financial Basics is essential reading for any student attending college. Along with a good hug, parents should give...

—Myles Brand-President, NCAA, former President Indiana University and University of Oregon

1st Edition
2016-07-11T17:01:57+00:00

—Myles Brand-President, NCAA, former President Indiana University and University of Oregon

“Susan Knox’s Financial Basics is essential reading for any student attending college. Along with a good hug, parents should give this book to their sons or daughters when they begin college. It does not matter whether it is a residential experience or they are living at home and commuting. Every college student will benefit. In addition to providing practical and valuable advice, presented in a very readable format, Financial Basics is a seatbelt against financial problems.”

A must for parents and students

“Students have a great deal to manage in their lives away from home—from their coursework to relationships to personal decisions—one...

—Karen A. Holbrook, President, The Ohio State University

1st Edition
2016-07-11T17:04:25+00:00

—Karen A. Holbrook, President, The Ohio State University

“Students have a great deal to manage in their lives away from home—from their coursework to relationships to personal decisions—one of which is how to manage their finances. This book provides credible examples to head off problems and engages both students and their families in preemptive planning not only for college but also for life. A must for parents and students.”

Ms. Knox has written a very helpful and accessible guide

“Financial Basics has the potential to make an enormous difference in the lives of college students.  Research shows that financial...

—Martha Garland, Dean of Accademic Affairs, The Ohio State University

1st Edition
2016-07-11T17:07:04+00:00

—Martha Garland, Dean of Accademic Affairs, The Ohio State University

“Financial Basics has the potential to make an enormous difference in the lives of college students.  Research shows that financial problems present some of the biggest obstacles students face in achieving academic success, or even being able to stay in school.  Ms. Knox has written a very helpful and accessible guide; it should be required reading for everyone heading off to college.  Or for that matter, for anyone who’s finding that money problems are tripping them up in their efforts to live effective lives.”

I think that Financial Basics should be a standard part of a college’s new student orientation program

“Financial Basics: A Money-Management Guide for Students by Susan Knox is an engaging and insightful primer aimed to help young...

—Jim White, Director, Student Financial Services, Seattle University

1st Edition
2016-07-11T17:08:12+00:00

—Jim White, Director, Student Financial Services, Seattle University

“Financial Basics: A Money-Management Guide for Students by Susan Knox is an engaging and insightful primer aimed to help young people learn to manage their finances.  This book will give practical advice to help the reader avoid many of the common problems encountered by young people who, for the first time in their lives, are responsible for managing their income and expenses.  Financial education is sorely missing in our culture. Many parents have poor money management skills.  I think that Financial Basics should be a standard part of a college’s new student orientation program.   Financial difficulties is a significant cause of students dropping out of college. Susan Knox’s book will help colleges retain students by providing the basic tools needed to effectively manage one’s finances.”